Financial Procedures

Payment is expected at the completion of each appointment. We accept cash, check, VISA, MasterCard, Discover and American Express.

All major treatment involving a laboratory procedure will require an appropriate down payment.

If you have dental insurance those benefits will help pay for your dental treatment. We will submit claims to your insurance carrier.

 

Regarding Insurance

We understand our patients' desire to take advantage of benefits their employer has purchased on their behalf.  Sometimes we see them disappointed when those benefits don't completely match their needs.  We want to share with you what we have learned about dental insurance so you will have clear expectations from the start.

The benefits purchased for you were based on the amount your employer budgeted for buying insurance -- not on your needs or those of others on the plan. No one from the insurance company checked your teeth or asked you what level of dental health was important to you.  That's okay.  That's our job.

We want to assure you that in this practice we will always make recommendations based on what we believe will be best for you; never on what your policy covers.

We will help you to see what we see and diagnose things together. We'll help you understand the existing dental conditions in your mouth, how they occurred, and what you can do about them. We'll talk with you about options and help you understand the implications of choices you make.  We want to work with you over time to help you achieve the level of health you desire for yourself.

Most of our patients tell us they want dentistry that is done right the first time.  They want the longest lasting, most dependable, most comfortable and most attractive treatment they can have.  That's also what we see as the best and, in the long run, the most economical dentistry.

We encourage you to look at the dental insurance as an aid in achieving your goals. Dental insurance was never designed to pay for everything in the plan you might want, only to defer some of the cost of some of the treatment that its customers might choose.  We will be happy to fill out your insurance claim forms and file them for you. If any of your treatment is covered, the payment from the insurance company will be sent directly to you at home.  This is called a reimbursement because you will have already set up financial arrangements (Cash, Check, Credit Card or Financing) with us before treatment is started.

We have a great deal of experience with dental insurance in our practice and we are happy to share what we know with you.  We'll help you figure out what your benefits provide, help you to ask the appropriate questions of your benefits advisor, and help you get the most of what you are entitled to under your plan.  We hope you will see us as a resource in helping you make good decisions regarding your dental health.